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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. What requirements define which closing costs are allowable as charges to the borrower?

A) ALTA
B) FHA
C) State
D) RESPA

2. What is the purpose of probate of an estate?

A) to establish heirs
B) to avoid inheritance tax
C) to foreclose a lien
D) to transfer a deceased's debts

3. Which of the following is excluded from coverage in the standard owner's policy?

A) lack of a right of access to and from the land
B) recorded documentation on the title to real property without acknowledgment
C) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
D) any law, ordinance, or governmental regulation without filed notice

4. The process by which a mortgage is enforced against real estate is called a

A) forfeiture.
B) sheriff's sale.
C) non-judicial foreclosure.
D) trustee sale.

5. Coverage under a loan policy remains effective

A) during the life of the owner.
B) until the secured debt is satisfied.
C) until the property is sold.
D) until the lender assigns the mortgage.

Solutions: